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Microfinance

Public Group active 5 months, 1 week ago

Welcomes forums relevant to: Microloans for women, microloans and women empowerment, access to reliable and safe credit, microinsurance, microfinance issues in specific countries, microfinance institutions, microfinance and agribusiness, character-based lending, micro-saving accounts, microfinance best practices, microfinance and mobile technologies.

  • Graziosi Ascanio posted an update in the group AvatarMicrofinance:   5 months, 1 week ago · View

    THE RISE AND FALL OF MICROFINANCE
    Is Microfinance getting down? Yes and No. Yes, if we assign to microfinance the improbable role to fight poverty by delegating to lenders and financiers tasks that belong to other actors of the economic development. No, if we stay away from this wrong doing, microfinance will emerge as a powerful factor of the economic and social development. http://www.microdinero.com

  • Christine R. Mclaurin joined the group AvatarMicrofinance   1 year ago · View

  • Thiago Dias Gonçalves joined the group AvatarMicrofinance   1 year ago · View

  • Global AEBD posted an update in the group AvatarMicrofinance:   1 year, 1 month ago · View

    An interesting dimension about Microfinance scope of possibilities is presented in the article: Microangels and Microequity: The Missing Ingredients of Microfinance. It may be looked at in the following link to Microfinance Focus, http://www.microfinancefocus.com/mffnews/microangels-and-microequity-missing-ingredients-microfinance?goback=%2Egde_78830_member_101930648

  • Rene Salgado posted an update in the group AvatarMicrofinance:   1 year, 2 months ago · View

    In a recent BNAmericas report — Microfinance: small is beautiful? — We find a statement with implications about the issue of appropriate financial regulatory framework : ”While in countries where the market model reigns, such as Mexico or Peru, microfinance has flourished.. The industry has started to decline in those which have begun to regulate the financial market with political criteria, as in the case of Nicaragua or Ecuador.” http://bit.ly/Al2bkF

    All of these is challenging territory but having an intelligent and documented discussion on the following questions or issues would probably help better understand the relationships between microfinancial services, governments, the financial sector, and the general public.

    What are the characteristics of an advanced financial regulatory framework?

    Are there best-practice cases of advanced regulatory frameworks for financial authorities to learn from?

    What resources are there to learn about the issue? What are the main features of best-practice cases?

    Which regulations are ”political” and which are ”non-political”? What non-political regulations are appropriate and which inappropriate and why?

    • Avatar Image
      Graziosi Ascanio · 1 year, 2 months ago

      Very good questions indeed. To look for the characteristics we have to refer to the regulatoru framework prposed within Basel III regulations. To the same document we should go back to find an answer to the other question. In my view we can’t judge ”apriori” about political and non political regulation because this matter should be seen in the contest of a given Country.

  • Graziosi Ascanio joined the group AvatarMicrofinance   1 year, 3 months ago · View

  • Graziosi Ascanio started the forum topic THE NAME OF A FIXED GAME There is any future for microfinance? in the group AvatarMicrofinance:   1 year, 3 months ago · View

    Which game? Over the last thirty years Microfinance proposed itself as a tool to fight the poverty and the movement suddenly became the name of the poverty game. Monitoring the emerging trends the answer to above is: Yes and NO; it depends on how you see the “situation”. Every insider is well aware of what [...]

  • Manuel Ponciano joined the group AvatarMicrofinance   1 year, 4 months ago · View

  • Rene Salgado posted an update in the group AvatarMicrofinance:   1 year, 4 months ago · View

    Debate on Microfinance and development impacts, between David Roodman, (wrote the recent book, Due Diligence: An Impertinent Inquiry Into Microfinance), and Milford Bateman, (who wrote Why Doesn’t Microfinance Work? The Destructive Rise of Local Neoliberalism). Will take place on January 30, 2012 – 9:00am – 11:00am in Washington DC. There is a webinar option. Check event information at,
    http://microlinks.kdid.org/events/debate-moving-financial-inclusion-beyond-microfinance

  • Global AEBD posted an update in the group AvatarMicrofinance:   1 year, 5 months ago · View

    The Knowledge@Wharton Network, has an article on the problem of over-indebtedness and micro-loans default, as a recent phenomenon. http://knowledge.wharton.upenn.edu/article.cfm?articleid=2895

  • David Arnott joined the group AvatarMicrofinance   1 year, 6 months ago · View

  • Mauricio Lopez joined the group AvatarMicrofinance   1 year, 6 months ago · View

  • Rene Salgado started the forum topic Microfinance and entrepreneurial types, developing areas in the group AvatarMicrofinance:   1 year, 6 months ago · View

    Back in 2008, Michael Strong wrote “Beyond Microfinance: Entrepreneurial Solutions to Poverty Alleviation” available at http://www.carnegiecouncil.org/resources/ethics_online/0026.html There, he made the following statement: The single most important discovery of the GEM (Global Entrepreneurship Project) is that the higher the ratio of “opportunity entrepreneurs” to “necessity entrepreneurs,” the less poverty there is in a given country. “Opportunity [...]

  • Rene Salgado posted an update in the group AvatarMicrofinance:   1 year, 6 months ago · View

    Posting a question for participating Microfinance experts. It is in a new forum on microfinance and impacts on growth and poverty alleviation.

    • Avatar Image
      Graziosi Ascanio · 1 year, 4 months ago

      I welcome your initiative and as owner of the Group I am delighted of the idea and I am sure the members will take the chance to promote together the exchange views and experiences in a virtual meeting point with colleagues of the other side of the Atlantic. 
The themes you intend to focus are of upmost importance (see below comments on “One Vision Many Views”) and indeed the need to find out ways and means to inject financial resources in the agricultural sector doesn’t need to be underlined. 

For me, this is passionate issue and I do recall my first field experiences in West Francophone Africa as Agricultural Credit Expert with UN-FAO: some time thirty years ago dealing with credit was too much to say because it was frequent to have in-kind credit and finance seasonal crops. (Je me souviens que nous étions là à réitérer le message qu’il faut rembourser pour avoir un nouveau crédit la saison prochaine; aujourd’hui on parle de plusieurs dettes et donc la nécessitée du crédit bureau). 
How the picture changed in a span of three decades! 

Currently in field it is a question to look into, among others, Agricultural Value Chain Finance (AVCF) strategy, design new credit models for a suitable and appropriate intervention in all steps “after farm gate”. Financing the chain’s actors (farmers, representative associations, small lenders, banks, traders, importers, exporters, financiers, donors, NGO, etc.) of the various circles of the chain is a very challenging task. I will be available to exchange views on the matter borrowing from my field experience and I am confident the members of this Group will take the opportunity. 

The relationships between agricultural growth and microfinance is a field reality and one of the goals – if not the most ambitious – of the Millennium Campaign promoted by UN. 
Keep in touch.
      http://www.linkedin.com/groups/MICROFINANCE-GROUP 3804749?gid=3804749&trk=hb_side_g

      Ascanio
      http://www.cambridgedata.com/GrqziosiAscanio

  • Rene Salgado joined the group AvatarMicrofinance   1 year, 6 months ago · View

  • Lark Dunham joined the group AvatarMicrofinance   1 year, 6 months ago · View

  • Renso A. Martinez started the forum topic Peruvian microfinance market on the top in the group AvatarMicrofinance:   1 year, 6 months ago · View

    One month ago, 25 Peruvian microfinance institutions (MFI) were highlighted in the last Microfinance Americas 100 issue (including the first place) and also the Peruvian market was ranked first on last global microscope issue. This recognition is result of the effort in many fronts such as the expansion market opportunities, MFI performance and regulatory environment, [...]

  • Renso A. Martinez joined the group AvatarMicrofinance   1 year, 6 months ago · View

  • Women’s World Banking started the forum topic Microfinance staff and client base in the group AvatarMicrofinance:   1 year, 6 months ago · View

    Gender diversity is a crucial part of the success of any microfinance institution. How can organizations ensure that their staff reflects their client base?

  • The total global population of girls aged 10-24 is expected to peak in the next decade, while the breadth of issues that they face is vast. Girls in developing countries are particularly vulnerable. WWB network member banks like Banco ADOPEM and XacBank have created a suite of products to teach girls about savings. What other [...]

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